Wednesday 26 November 2014

Making proper utilization of spare changes

Spare changes always get piled up al over the house. Be it the night stand, pen stand, cars, chocolate boxes, beneath the sofa set, etc. did the thought of accumulating all the spare changes and calculating them up in together has ever crossed your mind? Have you ever take this into consideration about how much lose money you can have in a year? If you keep the spare changes at one place and accumulate them throughout the year, then you can easily make hundred and one use of them. How about not asking your annoying elder sibling to not recharge your phone or constantly hoping your partner to gift you with something interesting?

If you have ever thought of this generous purpose of making use of your loose change then half of your monetary issues would have been solved by now. From now on be careful about not leaving the piles of spare change wherever you change your clothes rather than restoring them in one place which is big enough to fill in all your savings. Here are some tips with which you can utilize your spare changes. If you are confused regarding what good they can come for, you will be delighted to read the following ways of utilization of spare money which can make your life much easier than desired. You would not have to face any monetary issue ever in your life had you saved the spare changes at one place. You have no idea how much a pile of coins make and how can you put them to use. Always remember that money always comes to use. Be it a one pound note or a few coins you will definitely need them in the long run.

  • That vacation shopping spree which makes every traveler go crazy about it can be all done by the money accumulated b collecting all the spare changes which used to remain piled up in different places of your house. Every visitor looks forward to bring back some thing memorable from his/her trip. After managing all the necessary criteria including food, arrangement of lodging, sightseeing, etc. there is only few amount of money left which is definitely not sufficient enough for hitting the nearby shopping paradises. This is why, it is better to take charge of saving every penny throughout the year for fulfilling your dreams of shopping lavishly at the travel spot.
  • It is jot better to swipe your debit card for every little thing you get yourself. Whether it is a coffee or lunch at the local food joint, spare on swiping the debit card at every given step. Keep some handful of cash and make use of it while buying a cup of coffee or popcorn before entering the movie hall.
  • Get a savings account: By opening a  savings account in the bank, every month you can cash in all those spare changes and deposit them in the bank, this is one of the most productive was of saving pennies

  • Charity: In case you are not doing anything good with the money, then think of simply contributing some portion of it in charity. It is a far better option then just making your house fill of piles of changes which you keep spreading all across the house.  
  • Use them for buying the laundry detergent. You can easily get yourself the detergent and dryer sheet by paying for the washer with quarters without having to swipe your credit or debit card
  • Occasionally give treat to yourself. After all you too need yourself the most and by visiting the parlor once in a while for getting that hair done or revitalizing up yourself with that amazing body spa. Use the spare change on that trendy hair cut or massage you wanted to have for a long time
  • Pay for your grocery purchase with the loose change from the departmental store where you get your grocery stuff from. Feed your money in the coin slot at the self service cashier line where the queue is always less compared to that of the other cashier lines.
  • It is good to get that ice cream from the ice cream truck which passes by your home on a daily basis by offering the shop keeper with the changes you have collected.
  • Recharge your monthly phone bill with the spare coins
  • Pay the electricity bills of your house once in a wile by making use of the spare coins which you have accumulated all this while
  • You can dump the coins into savings. By planning a savings account, you will not have to worry about losing the spare coins at home. Often we keep things unattended for a long period of time and then things get difficult when you cannot find them. So it is better to put them all into your savings bank account and get some interest against your savings with the bank.
  • Relieve the debt obligations by paying the off with the spare coins you collect throughout the month or year. This way your credit card bills will get cleared quite easily and you do not have to worry about the savings and all.
  • Spend time with kids by taking them out to someplace good. Make them understand the value of money while instilling into save their pocket money too in the same in which you have been saving all the spare coins. You can also make them learn about the fantastic ways in which they can learn about not putting loose coins here and there in the house. Make them learn about the difficulties which may arise if they continue scattering off the coins and other important things. Then afterwards show them the proper use of money and also treat them with some flavored ice cream which you can buy with the loose changes you have. Taking them to a zoo or a museum and paying the tickets through the spare coins can also be a better option of utilizing their money.
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